Information that a Prodigy Lending’s loan officer in Bedford, Texas


Who we are

Prodigy lending is one of the best private mortgage company in the United States. We have been giving award-winning services for more than 17 years. The lending community trusts us for who we are. This is because our customers’ information is kept confidential, unlike in other more prominent nationwide mortgage companies. Our team consists of mortgage professionals who are readily available to guide the individual customer to get the right mortgage that meets their needs and expectation. Refinancing mortgages, purchase loans, and consolidating debt can be done through our various programs. First time home buyers also get to realize their dream through our low-cost mortgages like VA home loans in Bedford.

Have a look at our mortgages

Conventional home loans

The conventional loans are the ones which conform to Freddie Mac requirements. We give 97% financing, meaning one has to raise 3% down payment.  The interest rates are quite reasonable, especially to those with excellent credit scores. One can also choose 10, 15, 20, 25, or 30 years term for loans repayment, which is quite flexible. The private mortgage insurance is required although it is cheaper compared to those of FHA mortgage loans. The mortgage cost is generally low since one is not mandated to pay the lender fee. 

USDA home loans

USDA home loans are supported by the government, and this makes it cheaper in terms of interest rates. Those who meet the income and home location requirements get to enjoy 100% financing. The mortgage insurance cost is also low, and no down payment is required.

FHA home loans

Those with not-so-good credit score can easily qualify for FHA home loans. It has a low down payment of 3.5% and accepts credit score of as low as 580. The borrower has to meet the debt to income ratio and be able to obtain a PMI. The interest rates are attractive, and we offer refurbishing mortgages.

VA home loans

We understand that some people may not be able to raise down payment, yet they have played an essential role in society. VA home loan is designed for serving soldiers and military veteran whom the government realizes their role in the country. The loan gives 100% financing coupled with attractive interest rates. The borrower is not required to get mortgage insurance or look for closing cost. This makes it easier for many to qualify for VA home loans in Bedford.

Our mortgage professionals are determined to provide services tailored to each of our clients. It is our goal to establish long-term bonds with individual customers as we look forward to providing top-notch services for several years to come. 

Feel free to utilize our interactive tools on Prodigy lending site to learn more about us and get in touch with mortgage experts. You can also call us anytime, and it will be our pleasure to serve you.


Top Work Places in the US 

The last eight years have seen us scoop the award of being the Top Workplaces in America. It is our honor to have received such acknowledgment, and we are devoted to quality in the workplace. 

Prodigy offers the most attractive interest charges on conventional, FHA, USDA, and VA home loans in Bedford. Our home loan rates are current and based on the market condition. One can obtain a free obligation quote by filling in the precise form available online on our site.

Please contact us for more information!